Delinquency reaches 84.2 million, affecting more than half of adults
Serasa map shows a record in the historical series in September; overdue debts total R$ 597.4 billion, although the pace of increase has slowed.
Translated from the Portuguese original by the Panorama newsroom. Read in Portuguese
Summary written by the Panorama newsroom from the sources listed below. Facts are attributed to the original publications.
Brazil reached 84.2 million delinquent consumers in September, the highest number in the Serasa series, which began in 2016, according to Folha de S.Paulo. The group equals 51.1% of the adult population, and it is the first time the rate has exceeded half.
Overdue debts total R$ 597.4 billion, up 0.90% from August. There are 352.7 million debts, an average of 4.2 pending items per person. Each debtor owes, on average, R$ 7,093.83, and the average debt is R$ 1,693.68.
In one year, the number of delinquent consumers grew 6%, and since 2020 the cumulative increase is 34.17%. The company says, however, that the pace of growth has slowed since April.
"The number continues to rise," said Aline Maciel, a director at Serasa, as she released the data.
The composition of the debts has also changed. Banks and credit cards remain in the lead, with 27.16% of the total owed, but, for the first time, finance companies are in second place, with 20.66%, compared with 20.14% in the previous period, according to the survey.